Notice | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by July 1, 2022.
Debit and Credit Card Information | 5Point mails a new card the same month your current card expires. For example, if your card expires 07/22, a new card will arrive in July. If you have questions about your cards, please give us a call or chat with us.
Holiday Closing | We will be closed on Monday, July 4, in observation of Independence Day.

Here are the benefits that come with your 5Point Platinum Visa credit card.


 Auto Rental Collision Damage Waiver* 

Provides coverage for damage due to collision or theft of most rental cars.

Click here to view Auto Rental Collision Damage Waiver* details

Cardholder Inquiry Service

Convenient and fast, 24/7 year-round cardholder information and assistance by phone from Visa and its partners.

Click here to view Cardholder Inquiry Service details

Emergency Cash Disbursement 

Emergency cash disbursements, provided quickly and easily, along with arrangements for the cardholder to pick up the emergency cash at a convenient location.

Click here to view Emergency Cash Disbursement details

Lost / Stolen Card Reporting

An easy process for reporting and notifying the issuing financial institution in the event of a lost or stolen Visa card.

Click here to view Lost / Stolen Card Reporting details

Roadside Dispatch® 

Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.

Click here to view Roadside Dispatch® details

*Certain terms, conditions and exclusions apply. Please click here for further details.