Fraud alerts can trigger when your debit card is used out of town. If you’re traveling somewhere that’s a significant distance from home, your debit card purchases may be flagged for potential fraud. But you can prevent this by simply letting us know you’re traveling. 

If you forget to place a travel notice and your card is declined for a valid purchase, call us at 1.800.825.8829. We're available 24/7 to help with any debit card issues.

To sign up for home banking, please click here.

If you have any problems setting up your home banking account, we want to help.  Call us at 1.800.825.8829 for assistance.
 

If you get locked out of home banking or you've forgotten your home banking username or password, simply click on the forgot username/password link, and follow the prompts.

Your debit card should be available for use the next business day (excluding Saturday). 

Click here for wiring funds instructions.
 

Regulation D is a regulation that imposes reserve requirements on certain types of accounts. Credit unions are required to reserve against transaction accounts, but not against savings accounts and time deposits. Regulation D requires restrictions on how consumers may use their savings accounts and time deposits.

Transfers and withdrawals to another account of yours at 5Point or to a third party by means of:

• Preauthorized or automatic transfer;
• Telephone or fax;
• Home or internet banking; or
• Check, draft, debit card, or similar order payable to third parties

• Withdrawals or transfers made in person;
• Transfers into the account;
• Transfers to repay member loans and associated expenses at 5Point; and
• Withdrawals directly to you when made by ATM, or by mail.

You have established a service linking your share or deposit account authorizing us to cover an insufficient item with other individual or joint accounts.