COVID-19 Update | Following local and federal recommendations, we have made the decision to close our lobbies effective Friday, March 20. This applies to all locations. Click here for more information.
Credit Card System Upgrade | We are currently not receiving payments made to 5Point credit cards through online bill pay systems. Please click here for acceptable ways to make payments on your 5Point credit card.
Holiday Closing | We will be closed Friday, April 10, and Saturday, April 11, in observance of Good Friday and Easter.

At 5Point, every loan is personal.

This personal line of credit functions much like a credit card. You apply for an amount; when you’re approved, you can access it via ATM, transfer it to your checking account, or use it as overdraft protection. Like a credit card, you pay the balance off over time – as the balance decreases, so do your payments.

Line of Credit Rates APPLY NOW

Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.
 
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY