At 5Point, every loan is personal.

This personal line of credit functions much like a credit card. You apply for an amount; when you’re approved, you can access it via ATM, transfer it to your checking account, or use it as overdraft protection. Like a credit card, you pay the balance off over time – as the balance decreases, so do your payments.

Line of Credit Rates

Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.
 
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