Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

So you’re experiencing some financial difficulty? We’re here for you.

Sometimes, no matter how well you’ve laid out plans for paying off your loans, you experience a hardship that interferes with your ability to cover even the most basic living expenses. Some of the most common reasons people experience a hardship include:
 
  • A reduction or loss of income.
  • Short or long-term disability.
  • Divorce.
  • Death of a spouse or child.
  • Natural disaster.
  • Unforeseen medical bills.
 
At 5Point, we understand that these things happen and want you to know that you don’t have to do it alone.
 
We’re prepared with a variety of solutions that can help you weather the storm and take back control of your financial future. If you need some help, notify us today ­– the earlier you do, the more options we’ll likely have available for you.

 
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