Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
 
 
  
Benefit
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Description
Minimum Limit None
Annual Percentage Rate 11.9%
Annual Fee No annual fee
Auto Rental Collision Damage Waiver** Provides coverage for damage due to collision or theft of most rental cars.
Cardholder Inquiry Service Convenient and fast, 24/7 year-round cardholder information and assistance by phone from Visa and its partners.
Emergency Cash Disbursement Emergency cash disbursements, provided quickly and easily, along with arrangements for the cardholder to pick up the emergency cash at a convenient location.
Lost/Stolen Card Reporting An easy process for reporting and notifying the issuing financial institution in the event of a lost or stolen Visa card.
Roadside Dispatch® Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.
Travel and Emergency Assistance Services** Help in coordinating medical, legal and travel services while away from home.
Purchase Security and Extended Protection Reimbursement to the cardholder in the event of loss, theft, damage, or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer’s written U.S. warranty up to one full year on warranties of three years or less.
*Some restrictions apply. Credit and rate subject to approval. 
**Certain terms, conditions, and exclusions apply. Please click here for further details.
The 5Point Visa Business Credit Card offers simple, straightforward support for your business goals with: 
  • Competitive rates.
  • No minimum limit.
  • No annual fee.
This is buying power that will move your business forward.

Click here to view 5Point Business Credit Card benefits.
Stop by any 5Point location to get a Business Credit Card in your pocket today.
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY