Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
FRAUD REMINDER TO OUR MEMBERS | 5Point will NEVER call and ask for your online banking login information. Do not provide account login or card information over the phone. If you’re suspicious during a call, hang up and call the credit union directly at 1.800.825.8829 or visit your nearest branch.
Holiday Closing | We will be closed on Monday, May 29th, in observance of Memorial Day. 

Less Debt. Less Stress.

Life happens. And sometimes that means unexpected expenses such as medical bills, emergency repairs and even credit card debt that quickly adds up to overwhelming monthly bills. That’s where we can help with a debt consolidation loan.
A debt consolidation loan combines multiple loans into one single loan. Because a debt consolidation loan is typically at a much lower interest rate than what most companies charge, you’ll pay less in interest – which reduces your total monthly payment. With a single lower monthly payment, you can save hundreds, or even thousands, of dollars over the term of your loan. That means less debt and less stress.
To see if a debt consolidation loan is right for you, come talk to us or give us a call. We’re here to help you get your life moving forward.  


Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.