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If you have not had any activity on your account in the past year, we urge you to do so. This would mean a deposit or a withdrawal from any suffix on your account.

This includes your regular share (savings) account, share draft (checking).  If there is no activity on your account in one year and no contact from you, the account becomes dormant. After being dormant for three years the account becomes abandoned, which means the funds will be sent to the State. Abandoned accounts must be sent to the State Comptroller by July 01, 2021.


For more information, please contact our Member Service Department at 1.800.825.8829, menu option 2.
Grade 48 Month APR* Payment
Example**
60 Month APR* Payment
Example**
72 Month APR* Payment
Example**
78 Month APR* Payment
Example**
84 Month APR* Payment
Example**
96 Month APR* Payment
Example**
120/180 Month APR* Payment
Example**
A+ 3.25%    3.50%    3.75%   4.25%    4.75%     5.75%   6.25%  
A 4.00%    4.25%     4.50%     5.00%     5.50%     6.50%     7.00%  
B 5.75%     6.00%    6.25%    6.75%    7.25%    8.25%    8.75%  
C 8.25%     8.50%     8.75%    9.75%      10.00%    11.25%    11.75%  
D 11.25%     11.50%      11.75%     13.25%    13.50%    14.25%    14.75%  
E 15.75%    16.00%     16.25%    16.50%    16.75%    16.25%     17.25%   

*APR = Annual Percentage Rate
**Payment example = monthly payments per $1,000 borrowed
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