Scheduled Maintenance | Our electronic services will be intermittently unavailable on Monday, November 18th, from 8:00 PM through 11:30 PM due to scheduled maintenance. We apologize for any inconvenience this may cause.

 
Holiday Closing | We will be closed on Thursday, November 28th, and Friday, November 29th in observance of Thanksgiving. Our lobbies will be closed on Saturday, November 30th, but our drive-thrus will remain open. 
 
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ABSOLUTELY FREE CHECKING
ACCOUNT
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PLUS CHECKING ACCOUNT
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50+ CHECKING ACCOUNT
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REWARDS CHECKING ACCOUNT
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SECOND
CHANCE
CHECKING
Age Requirements None None 50 + None None
Minimum Balance None $350 Average Balance None $5,000 Average Balance None
4 Free Boxes of Checks Per Year      
Free Cashier’s Checks      
Discount on Safety Deposit Boxes
(availability varies by branch)
     
Monthly Service Fees None $5 if Under Balance Requirement None $12 if Under Balance Requirement $10
Overdraft Protection 
Courtesy Pay (once qualified– after 60 days of membership)  
Free Online Banking & Bill Pay
5Point App
Access to Your Account at 5,000+ Participating Co-op Locations
PayItNow (once qualified)  
Mobile Deposit (once qualified)  
Free Transactions at AllPoint & Cardtronics ATMs  
Same Day Visa® Debit Cards  
Dividends    
This account doesn’t require you to carry a minimum balance, so there’s never a service charge. Free=absolutely free.
This account pays you – every day, your dividends are calculated, and that amount is paid into your account quarterly. As long as you keep an average daily balance above $350, you’ll never pay a service charge.
If you’re over the age of 50, you qualify for this dividend-earning account that has no minimum balance requirement. It features free personalized checks and discounts on safety deposit boxes, as well as cashier’s checks at no charge. You’ve earned these perks. Enjoy them!
This account features an accelerated account dividend rate – that means your dividends will add up faster. As long as you maintain an average daily balance of $5,000, no service fees are applied. It features free personalized checks and discounts on safety deposit boxes, as well as cashier’s checks at no charge.
All of our accounts feature 5Point Visa® debit cards, and all active accounts qualify you for discounts on select loans. You'll also have access to free Home Banking, Bill Payer, Mobile Banking, and SMS Text Banking. Plus:
  • You can re-order checks online.
  • You’ll enjoy Overdraft Protection* via a savings account or Line of Credit loan, which you can get by completing this application.
  • You can rely on Courtesy Pay to provide coverage when other overdraft protections have been exhausted. Although you’ll pay the overdraft fee for each transaction, checks covered by Courtesy Pay won’t be returned to the merchant. Contact us to opt in.

Don’t see an option that’s right for you? Please, reach out to us. We’re happy to talk through the different account types and answer any questions.

*There may be related fees for services associated with these accounts.

Second chances can be hard to come by, but not with us! With our Second Chance checking account, you can have the second chance you deserve. Click here for more details.

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SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY