Scheduled Maintenance | Home banking and the mobile app will be unavailable Saturday, March 23rd, at 3:00 PM, through Sunday, March 24th, at 11:30 PM, due to scheduled maintenance. We apologize for any inconvenience. 

We cover what you need, when you need it.

Life is full of surprises, and some of those surprises require a bit of extra funding. 5Point is in your corner, offering a range of personal loan and coverage types to keep you moving confidently toward your goals.

These unsecured loans feature a fixed rate and term, and require no collateral other than your signature and promise to pay. These loans are most often used to finance an item such as a wedding, a vacation, or home improvements – i.e., anything that can’t be used as collateral.‚Äč


Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.