Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

Security. Confidence. Support. Credit cards, the 5Point way.


The card you’re looking for is finally here. 5Point credit cards* offer the spending flexibility you need, backed by a competitive rate and acceptance at millions of locations around the world. These smart, simple cards offers no hidden or annual fees. Plus:
  • No application fee
  • No balance transfer fee
  • Competitive rates
  • 25-day grace period
It offers everything you need and nothing you don’t.

Credit card rates  APPLY NOW

Making Payments is Easy.

Log in to the Payment Center to make a payment on your credit card.

Apply for a Credit Card

Applying is easy. If you’re approved for a credit card online but you’re not yet a member, we’ll ask you to complete a membership application before it can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.
* Some restrictions apply. Credit and rate subject to approval. 
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY