Holiday Closing | We will be closed on Monday, October 14th, in observance of Columbus/Indigenous Peoples' Day.

Are you taking full advantage of your home's value?

Do you have a major expense coming up in your life, such as starting some home renovations, buying a new car, or paying for a child’s college education? Or are you considering consolidating your debt, looking to refinance your home loan, or have you experienced large medical expenses?

Well if you own a home, then a home equity loan could be the perfect option for you.

With low rates and terms up to 30 years, you could easily convert your home’s value into money that you can spend on anything that’s important to your family or your future.

You can finance up to 80% of the appraised value of your home minus any liens.
Loans start at a minimum of $7,500.
Low, fixed rates are available.

Home equity loan rates HOME EQUITY CALCULATOR APPLY NOW

Apply for a Home Equity Loan

Applying is easy. Either complete our downloadable Home Equity Loan Application, or simply apply online.

Downloadable Home Equity Loan Application
- Download the application before filling it out to ensure your answers are saved.
- Bring your application to a 5Point near you, or fax it to 409.727.5126.
Apply online.

Questions?

Email our Mortgage Department at mortgage@5pointcu.org. You can also call us at 1.800.825.8829 and press menu option 4 to get immediate answers to your questions.

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