Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 22, 2026. Click here for more information.

Are you taking full advantage of your home's value?

Do you have a major expense coming up in your life, such as starting some home renovations, buying a new car, or paying for a child’s college education? Or are you considering consolidating your debt, looking to refinance your home loan, or have you experienced large medical expenses? 
 
Well if you own a home, then a home equity loan could be the perfect option for you.
 
With low rates and terms up to 30 years, you could easily convert your home’s value into money that you can spend on anything that’s important to your family or your future. Click here to view the current home equity rates.
 
  • You can finance up to 80% of the appraised value of your home minus any liens.
  • Loans start at a minimum of $7,500.
  • Low, fixed rates are available.
For information regarding closing costs, please contact our Mortgage Department.

Home equity loan rates   HOME EQUITY CALCULATOR   APPLY NOW

Apply for a Home Equity Loan

Applying is easy. Either complete our downloadable Home Equity Loan Application, or simply apply online. 
 

Questions?

Email our Mortgage Department at mortgage@5pointcu.org. You can also call us at 1.800.825.8829 and press menu option 4 to get immediate answers to your questions.

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