Scheduled Maintenance | Our electronic services will be intermittently unavailable on Monday, July 13, from 8:00 PM to 11:30 PM. We apologize for any inconvenience this may cause.

YOU Drive. That's the Point. 

At 5Point Credit Union, we believe a low credit score shouldn't hold you back. Our YOU Drive auto program is designed for those with imperfect credit.

Reliable Financing. Real People. Real Rides.

No judgment, just solutions.

Life is unpredictable, and it can sometimes negatively impact your credit. YOU Drive offers a fair and honest path to vehicle ownership because everyone deserves the opportunity to move forward!
 

YOU Drive offers 

  • Fair rates.
  • Flexible terms.
APPLY HERE
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY