Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

For a better banking experience, without the bank.

Unlike those big banks, 5Point is a not-for-profit credit union with a personal interest in your financial success. We're all about transformations, not transactions.
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5Point is so on point.

Why join 5Point Credit Union? We're an easy, one-stop resource for savings, checking, loans, credit cards, financial guidance, and more.
 
  • Earn more with higher rates for savings and checking.
  • Save more with lower rates on loans.
  • Online loan applications + instant answers.
  • Online Live Chat.
  • 24-Hour phone tellers.
  • Debit/credit card control.
  • Mobile app and more!

Plus, we're always ready with personalized attention and expert guidance to help you reach your financial goals. We specialize in banking that's quick, simple, and secure.

Best of all, it's easy to join!

All it takes is a $5 minimum deposit to open an account.

Why just bank when you can belong? Become a 5Point member today!

JOIN TODAY
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY