Ready for a do-over?
If you have a low ChexSystems score, Second Chance Checking is a great way to re-establish your banking status and build up your score. And unlike prepaid debit cards and check cashing services, 5Point's Second Chance Checking has no costly transaction fees or balance requirements.
Check out all that Second Chance Checking has to offer!
- Rebuild your banking history
- No minimum balance or transaction fees
- Access our convenient online banking services
- Mobile app and debit card
Best of all, you can request an account review after 12 months. If approved you can move into another 5Point checking account such as Absolutely Free, Plus, 50+, or Rewards.