*Offer of credit is subject to credit approval, standard underwriting requirements, loan limits, and other approval criteria. Maximum cash back $400. New money only. If the account closes within the first 12 months, the cash back bonus will be forfeited and added back to the loan. This promotion does not include unsecured personal/signature loans, debt consolidation, lines of credit, credit cards, real estate-secured, commercial, education, share and certificate-secured, or business loans. Cash Back tiers: Loans between $10,000 and $19,999 receive $100 cash back, those between $20,000 and $29,999 receive $200, those between $30,000 and $39,999 receive $300, and those over $40,000 receive $400 cash back. Membership requirements apply. Payment example: 4.25% APR for 60 monthly payments of $18.53 per $1,000 borrowed. Promotion valid 10/1-11/30/2026.