Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

Wondering when your direct deposit will post?

To ensure accuracy, please verify payroll processing dates with your employer due to the holiday schedule. Employers send payroll files throughout the day, impacting when 5Point receives direct deposits for posting.

•If your payroll pending settlement date is April 17th - April 18th, your direct deposit will post on April 16th.
•If your payroll pending settlement date is April 18th - April 21st, your direct deposit will post on April 17th.
•If your payroll pending settlement date is April 21st - April 22nd, your direct deposit will post on April 18th.

Your pending direct deposit will be posted by 5 PM on the designated day.
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