If you’re in debt, you’re not alone. Unforeseen emergencies, unemployment and excessive expenses can easily push anyone’s budget over the tipping point, leaving you feeling overwhelmed and hopeless. But there are ways to get back on track and you don’t have to go it alone.
The average American now has about $38,000 in personal debt, excluding home mortgages.*
We’ve created a list of some of the best options to get out of debt and get your life moving forward. But first, we’re starting with one option you definitely want to avoid.