Holiday Closing | We will be closed on Monday, February 16th, in observance of Presidents' Day. 
Text and Call Scam Alerts | Fraud is on the rise. If you are suspicious of a call or text you have received, HANG UP and call the credit union directly. Be sure to use your keypad and type in 1.800.825.8829.
Vidor ITM | We are currently experiencing a power outage affecting our Vidor ITM. We apologize for any inconvenience this may cause.

Credit is Important.

But it can be hard to know how to establish credit for the first time, that's why 5Point is here to help! Below you can find tips on how to begin building, maintaining, and monitoring your credit.

How to Begin Building Credit

1. Apply for a starter credit card

5Point offers a Platinum Credit card that is perfect for a member wanting to establish their credit! A credit card can help you keep an open line of credit all while earning rewards.
 

Let us help you start monitoring your credit using SavvyMoney!

SavvyMoney offers:
  • Free credit score monitoring
  • Credit report monitoring
  • Notification alerts when there has been a change to your credit
  • A credit score simulator
For more information, check out this video below!

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