^Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website for specific Monthly Qualification Cycle dates. When Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Cash Back Checking account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Cash Back Checking transactions via ATM; High-Yield Savings ATM transaction fees are not reimbursed or refunded. When your Cash Back Checking account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. Cash Back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cash Back Checking account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions. Federally insured by NCUA.
Cash Back Checking & High-Yield Savings
^Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website for specific Monthly Qualification Cycle Dates. When Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. In addition, daily balances up to and including $100,000.00 in your High-Yield Savings account earn a dividend rate of [2.956]% resulting in an APY of 3.00%; and daily balances over $100,000.00 earn a dividend rate of 0.049876% on the portion of the daily balance over $100,000.00, resulting in a range from 3.00% to 1.75% APY depending on the account's daily balance. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Cash Back Checking account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Cash Back Checking transactions via ATM; High-Yield Savings ATM transaction fees are not reimbursed or refunded. When your Cash Back Checking account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the High-Yield Savings account earns a dividend rate of 0.04999% resulting in an annual percentage yield of 0.05% APY. Dividends will be credited to your High-Yield Savings account on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Cash Back Checking account will be credited to your High-Yield Savings account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/18/2025. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Cash Back Checking account is required to have a High-Yield Savings account.
Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.