Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

It’s your workplace. Own it.

When you’re the owner of your workplace, you remove uncertainties from your business’ future. You say goodbye to leasing questions and rent, and say hello to future equity. You can do more with a 5Point real estate loan, including improvements or refinancing on your existing property.
 
If one of these investment options is in your future, let our loans support your investment strategy. Our commercial real estate loans feature:
  • Customized loan structures.
  • Financing for up to 80% of property value.
  • Fixed interest rates.
  • No prepayment penalties.
  • Amortizations up to 25 years.

Real Estate Loans

Our commercial real estate loans feature long-term financing and a fixed rate. They are subject to standard underwriting, processing, and documentation requirements.

Apply Today

Just complete this application and bring it to any 5Point location.
 

We can move through the application process faster when you come prepared with these documents, some or all of which may be required.

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