Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2025. Click here for more information.
Nederland and Port Arthur Branch Alert | Our Nederland lobby will be closed on Saturday, June 7th, for construction. This will not impact the Nederland drive-thru. The Port Arthur lobby will be open from 9:00 AM to 1:00 PM to assist members with non-teller services. Please note that cash or check transactions will be handled in the drive-thru.

All the benefits of big banking. None of the hassles.

Your business is growing, and as you continue to move forward, 5Point is here with the cash flow that will support your success. Our credit lines feature the choice and financing flexibility you’d expect from a large bank, paired with the friendly, knowledgeable customer service and individual attention that set us apart. Let’s grow your business together.
 
Lines of credit offer you:
  • Quick, easy access to cash.
  • Ability to purchase inventory or materials.
  • Access to working capital.
  • Security through seasonal business fluctuations.
  • Monthly payments on interest only.

The application process will move faster when you come prepared with these documents, some or all of which may be required.

  • The current and previous years’ personal and business tax returns.
  • Current accounts receivable and accounts payable aging.
  • Personal financial statement.
  • Proof of income.

Apply Today

Just complete this application and bring it to any 5Point location.
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