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Get Rewarded with the 5Point Credit Union Discover® Debit Card.

Money Back Rewards is a unique program that rewards you for using your 5Point Credit Union Discover® debit card. We’ll pay you to use your Discover® debit card on all eligible point of sale transactions. The Money Back percentage rate is based on the dollar amount of your eligible monthly purchases.

How the Program Works:

  • It's easy to enroll. Simply log into your account through home banking at If you aren’t enrolled in home banking, click here to sign up.
  • Money Back Rewards is calculated by combining all eligible point of sale transactions for all Discover® debit cards on each account. You will receive one deposit per account.
    • Money Back Rewards is not earned on ATM withdrawals, cash advances, or cash back over the point of sale transaction.
    • When making a purchase and getting cash back, your money back is ONLY calculated based on the amount of the purchase.
  • If you spend $0-$5,000, you will earn .15% Money Back. If you spend over $5000, you will receive .25% Money Back.
  • Money Back earned is automatically credited to the checking account that is tied to your Discover® debit card(s).
  • Money Back Rewards never expire.
  • If your account is closed by you or 5Point, all Money Back that was accumulated will be forfeited immediately.
  • Money Back Rewards is not transferable and may not be combined with other programs.
  • The maximum amount of money back you can earn in a month is $15.
  • We will email you with monthly updates on your Money Back Rewards. In addition, your account history is available 24 hours a day, 7 days a week by:
    •     Logging into your account through home banking.
    •     Calling the Money Back Rewards Service Center at 1.844.5PT.RWDS (1.844.578.7937).

Discover® and the Discover Acceptance Mark are service marks used by 5Point Credit Union under license from Discover Financial Services.
For additional information, please refer to the complete program terms and conditions for information including restrictions, limitations and exclusions.