Electronic Services

Electronic Services


Mobile Deposits

Can't make it to your local 5Point store to deposit your check?  Make it with your smartphone!  Check out our 5Point app or click here to see how it's done.  

If you're running late and don't have time to run in our lobby, zip through our drive through.  Our ATMs now take check deposits!  Check it out!


SMS Text Banking

This product is very simple to use.  To setup yourself for text message banking you need to log in to home banking then click  the notifications tab and it will walk you through setting up your cell phone to receive text messages.

Here are some shortcuts to use for Text Banking:

Send keywords to 454545
BAL = Primary account balance
BAL ALL = All account balances
BAL CHK = Checking account balances
BAL SAV = Saving account balances
LAST = Last 5 transactions
STOP = Deactivate service
HELP = Help on keywords

Mobile Banking

5Point Credit Union offers Mobile Banking to our members.  You can log onto your account through your cell phone and make transfers, pay bills and check your account balance. Simply log on to mobile.5pointcu.org on your cell phone's web browser to access your account from wherever you are. For more information, call or visit any 5Point Store.

* Web access and Home Banking login required to access this service.  If you would like to enroll in Home Banking, click here


M.A.T.T., or Member Automated Telephone Teller, is designed for members who need account information after normal business hours. You can transfer funds, make loan payments, inquire on balance and transactions and have a check mailed to you. To use M.A.T.T., call 409.962.8793 or 1.800.825.8829 option#1. 

Line of Credit Service

A Line of Credit Loan is a loan limit that you can be approved for at 5Point Credit Union.  Access your Line of Credit Loan through ATM/Debit card withdrawals, Home Banking, Mobile Banking, MATT (Member Automated Telephone Teller) or a teller.


iPhone, iPad & Droid Apps

5Point has an app for that!  Look for our FREE app to do all your banking while you're on the go.  View account balances and history, transfer money, pay bills and more.

* Web access and Home Banking login required to access this service.  If you would like to enroll in Home Banking, click here.


Payment Center

You can use the Payment Center to quickly and securely make your loan or credit card payments using funds from another checking or savings account, or using an alternative credit card.   



 Go from "IOU" to "I paid you" with a few clicks with  popmoney logo.  By text or email - pay people with Popmoney.®  Check it out in Home Banking or in your 5Point app.


Helpful Internet Security Tips

Click on the links below for videos with tips on how to keep your information safe while using the internet.


Phishing: Don't take the Bait! 


Identity Theft: Protect Yourself! 


Internet Fraud: If it sounds too good to be true, it probably is


Social Media: Be Careful Who You Trust


Play it Safe with Portable Devices