Cover your holiday needs and more!

Some gifts are bigger than others! 5Point is here this holiday season to help with the extra funding you need, while offering an automatic 1% rate discount -- our gift to you!

These unsecured holiday loans feature a fixed rate and term, and require no collateral other than your signature and promise to pay.

*APR= Annual Percentage Rate. Normal credit granting criteria apply. Offer valid thru 12/31/2022. Rate displayed is the lowest available to qualified borrowers; your rate may be higher and will be determined by creditworthiness. Payment Example: 7.25% APR* for 36 monthly payments of $31.00 per $1000 borrowed. See credit union for full details. Must qualify for membership by living, working, worshiping or attending school in Jefferson, Orange, Hardin, Jasper or Newton counties or within the boundaries of Conroe or Magnolia ISD or within a 10-mile radius of our Spring or Conroe, TX locations.