You work hard for your money; let it work hard for you. With our limited-time offer of 4.15% APY*, you can increase your earnings all while receiving a great rate.  

Certificate of Deposits

These accounts feature a higher rate of interest, yielding dividends that are paid monthly. You can choose whether to have your dividends deposited to your Term Share account to begin compounding or into a different account of your choosing as additional income. Click here for rate details. 

Open a CD today!

The first step to opening your CD is becoming a 5Point member. Simply click here or visit one of our locations to apply for membership. If you're already a member, give us a call at 1.800.825.8829  (menu option 2) to open your CD or come into any of our branches.
*APY= Annual Percentage Yield. New money only. $50,000 minimum deposit required. Star Saver account holders $50,000 minimum deposit. APY is 4.15% for 12 months. Penalty for early withdrawal. Rates are accurate as of 11/23/2022 and subject to change. Offer good for limited time. Federally Insured by NCUA