Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
Holiday Closing | We will be closed on Friday, April 7th, and Saturday, April 8th, in observance of Easter. 
Sawdust Power Outage | Our Sawdust Branch is closed until further notice due to a power outage with CenterPoint Energy. We apologize for any inconvenience this may cause.
You work hard for your money; let it work hard for you. With our limited-time offer of 4.50% APY*, you can increase your earnings all while receiving a great rate.  

Certificate of Deposits

These accounts feature a higher rate of interest, yielding dividends that are paid monthly. You can choose whether to have your dividends deposited to your Term Share account to begin compounding or into a different account of your choosing as additional income. Click here for rate details. 

Open a CD today!

The first step to opening your CD is becoming a 5Point member. Simply click here or visit one of our locations to apply for membership. If you're already a member, give us a call at 1.800.825.8829  (menu option 2) to open your CD or come into any of our branches.
*APY=Annual Percentage Yield. New money only. $50,000 minimum deposit required. Wiring directions for funding provided if set up by phone. APY is 4.50% for 12 months. Current members are eligible with new money. Penalty for early withdrawal. Membership requirements apply. Rate is accurate as of 03/24/2023 and subject to change. Offer good for limited time. Federally insured by NCUA.
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