Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 22, 2026. Click here for more information.
Holiday Closing | We will be closed on Friday, June 19th, and Saturday, June 20th in observance of Juneteenth. 

Planning a vacation? Putting in a pool or buying a boat? Fund your summer fun with 5Point Credit Union.

Right now, we're offering 1% off Consumer Loan rates with 60 days no pay*, plus $100 cash back!*

No hoops. No hassle.

Whether you’re planning a getaway vacation or need to consolidate some debt, our 1% Consumer Loan rate discount makes taking care of summer needs a breeze.
 
  • Get a new car
  • Swing a new golf cart
  • Buy a new boat
  • Take a vacation
  • Pay off credit cards
  • Put in a pool

Plus, $100 cash back* is perfect for gassing up and hitting the road for summer fun!

Get a pre-qualified offer in two minutes or less without impacting your credit score.
 

Big summer savings on the loan you need. That’s the Point.

 Auto Loans

 Golf Cart Loans

 Boat Loans

 Debt Consolidation Loans

 Pool Loans
 
   *Offer of credit is subject to credit approval, standard underwriting requirements, loan limits, and other approval criteria. “1% off consumer loan rates” means 1% off the qualifying rate. The minimum loan amount to receive the cashback bonus is $10,000. New money only. This promotion does not include lines of credit, credit cards, real estate-secured, commercial, education, share and certificate-secured, business loans, or YOU Drive Auto Program loans. Membership requirements apply. Payment example:  4.25% APR for 36 monthly payments of $29.64 per $1,000 borrowed. Rates are subject to change. Promotion valid 06/01/2026-07/31/2026. Note: Consumer Loan to “Put in a pool” referenced in advertisement above is an unsecured Consumer Loan. Real estate-secured Home Improvement loans for pool installation are not included in this promotion.
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