Get approved. Get a cruise. Get packing!

 Right now, getting a loan at 5Point also gets you a 5-day/4-night luxury cruise for two to Mexico, the Bahamas, or the Western Caribbean! That's a great rate on a great 5Point loan PLUS an incredible cruise getaway!*

Not ready to cruise just yet? No problem! You'll have 18 months to go on your cruise vacation.
Don’t miss the boat. Cruise in to 5Point Credit Union today!

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Offer of credit subject to credit approval. Minimum loan of $5,000 required. New money only. Offer excludes business loans, credit cards, lines of credit and shared secured. 5-day/4-night cruise for two. Upgrades available at additional cost. Tax and port fees not included. Cruise certificate must be registered with Pacific Coast Travel within 45 days of receipt. Cruise must be completed within 18 months of loan signature date. Membership requirements apply. Must qualify for membership by living, working, worshiping or attending school in Jefferson, Orange, Hardin, Jasper or Newton counties or within the boundaries of Conroe or Magnolia ISD or within a 10-mile radius of our Spring or Conroe, TX location. Promotion valid 5/17-10/30/2021.  

Your Cruise: What to Expect

  • A beautiful interior stateroom
  • Complimentary 24-hour stateroom service
  • Upgrade to an oceanview, balcony or suite stateroom, subject to availability
  • Unpack only once aboard a luxurious floating resort dedicated to every client's total satisfaction

Dining Experience:
  • Gourmet dining every night in a 5 star dining room, plus late night buffets
  • Casual dining available in numerous cafes, restaurants, buffets and a 24 hour pizzaria
  • Many menu items offering healthy selections, low in calories, fat, sodium and cholesterol
  • Complimentary 24 Hour Stateroom Service for meals, snacks and desserts
  • Cuisine and desserts expertly prepared by world class chefs.
  • Friendly and professional dining staff - impeccable service!

  • Welcome Aboard Party
  • Captain's Cocktail Party and Gala Dinner
  • Wide range of entertainment - including different Las Vegas/Broadway style shows nightly in a magnificent theatre
  • Single's Cocktail Party
  • Full casino, including slots, blackjack, craps, Wheel of Fortune, Roulette and Caribbean Stud Poker
  • Dozens of exciting shipboard activities to choose from everyday
  • First-run movies shown daily
  • Lounges, Discos, Nightclubs and Piano Bars. Comedians to make you laugh or dance the night away!
  • Internet Center, Card & Game Rooms
  • Bingo Extravaganza - You could win big. BINGO!

Your Cruise: What to Expect  (Continued)

Activities & Relaxation:
  • Pampering Service from a dedicated staff (staff-to-guest ratio of almost 2:1)
  • Spa programs - state-of-the-art fitness center, aerobic classes, jogging on deck, sauna/steamroom, massage, facial, hairstyling, pedicure, and other services. (Select services require a fee)
  • Use of all shipboard facilities
  • Supervised kid's program for young cruisers 2-17
  • Choice of luxury pools, hot tubs and water slides
  • Onboard boutiques and duty free shops
  • Libraries and Observatories and plenty of quiet places to read a book, enjoy majestic views, relax, reflect on life and count your blessings
  • Briefings on each port of call with plenty of time to shop, swim, sunbathe, snorkel through breathtaking lagoons & coral reefs, go horseback riding, bicycling sail/windsurf, sport fishing, visit pirate hideouts, and even climb rocks or a waterfall
  • Enjoy cool white beaches, magnificent sunsets, star-filled nights, crystal clear waters brimming with beautiful colored fish, browse shops and dine at cafes, stroll pristine beaches, tour ancient ruins, listen to music in the open marketplace and take in the ambiance of international cities
  • Stress-free days from the busyness of life, free from cares, responsibilities, chores, deadlines, ringing phones, traffic jams, rushed lunches, or demanding voices
  • Fun-filled days with the one(s) you love


Cruise Frequently Asked Questions

  • You will receive a Cruise Certificate for a 5 Day/4 Night cruise to Mexico, the Bahamas, or the Western Caribbean aboard a Super-Liner Luxury Cruise Ship. Your vacation includes a beautiful interior stateroom (based on double occupancy), all onboard gourmet meals, buffets and snacks, 24-hour complimentary room service, dozens of exciting shipboard activities, a wide range of nightly entertainment,  a state-of-the-art fitness center, full casino, first-run movies, and fabulous ports to visit and shop.
  • This vacation is valued at up to $1,798. Cruise Certificate recipients are responsible for port charges, taxes, and fees of $39.60 per day/per person.
Certificates must be registered within 45 days of receipt. Simply follow the directions on the back of the certificate to register. There is a registration fee of $19 per person. Certificates are transferable during the 45 day registration period. You will have 18 months from the issue date to book and complete your cruise
You will be able to choose from a large selection of sail dates — approximately 175 wonderful choices. A list of available cruise dates & itineraries will be sent to you when you register your certificate. Cruises are booked on luxury super-liner cruise ships, on Royal Caribbean, or other major cruise lines. Which cruise line you use will depends on the port of departure, travel dates, cruise itinerary, etc.
You get a beautiful interior stateroom aboard a luxury cruise ship. The inside stateroom, although not as large as traditional rooms on land, are tastefully decorated, and include amenities such as 24-hour complimentary stateroom service and a pampering staff to make your stay comfortable and enjoyable.
Yes. Cruisers can upgrade to a higher deck, an outside stateroom with an ocean view, an outside stateroom with a balcony, a family cabin, or a suite. There will be an additional upgrade fee to cover the cost difference, based upon the port of departure, travel dates, and the cruise ship and ports selected. All upgrades are subject to availability.
Yes. A cruise certificate can be extended up to an 8 Day/7 Night cruise vacation, at our special group rates. Any extended cruise is subject to availability based on port of departure, travel dates, the cruise ship and ports selected, and room allocations.
Los Angeles, Miami, Port Canaveral, Mobile, New Orleans and Galveston. Ports of departure are based upon specific cruise ships, itineraries and travel dates, and are subject to availability.
You can bring additional cruise guests and will receive our special group rate pricing. Kids or guests in the same stateroom are usually at a significantly discounted rate. We will always do our best to book additional guests on the same deck, and even arrange for them to have the same table for dining reservations.
Yes. For kids of all ages, and for no additional fee, young cruisers will spend time with qualified counselors and cruise staff. Under their experienced supervision, kids will enjoy games, activities, crafts, movies, parties, contests, great kids meals, desserts, and much more!
Cruise travel is like vacationing at other resorts. You should plan to go casual during the day. Dress code for the evening ranges from a dark suit or formal attire, to a sport coat and tie, to casual resort wear. You can plan on one evening to get dressed up. Shorts and T-shirts are not allowed into the main dining room during dinner.
No problem. All cruises offer guests with dietary restrictions a wide range of healthy choices. Guests simply let their Cruise Coordinator know their needs when booking, and then sit back, relax, and enjoy great meals!
Absolutely. Special packages are available for all occasions, including things such as flowers, pictures, decorating your stateroom, fruit & cheese trays, wine and champagne, chocolates, even baking you a cake. You just need to let your cruise coordinator know about the occasion so they can assist you in making it “special.